: Launch the Zip app and navigate to either the "Online" or "In-Store" tab. Request a Purchase :
: Use the app's browser to go to the retailer's site. When you reach the payment step, tap "Pay with Zip" at the bottom.
To use (the buy now, pay later service) with a virtual card, you can generate a single-use "piece" (virtual card) directly through the mobile app. This allows you to split your purchase into installments even at retailers that don't natively offer Zip at checkout. How to Generate a Zip Virtual Card