You might apply for a loan or credit card and get rejected despite having good credit. This often happens because an identity thief has racked up debt in your name, tanking your credit score without your knowledge. 5. Calls from Debt Collectors
Getting a text or email with a Two-Factor Authentication (2FA) code when you aren't trying to log in means someone has your password and is trying to bypass the second layer of security. 4. Denied Credit or High Interest Rates 7 Warning Signs Of Identity Theft
If your regular bills or bank statements stop arriving, a thief may have filed a change-of-address form to divert your mail. Conversely, receiving bills for accounts you never opened or "past due" notices for unknown debts is a major warning sign. 3. Verification Codes You Didn't Request You might apply for a loan or credit
If collection agencies start calling you about debt that isn't yours, someone may have used your Social Security number to open accounts, utility services, or medical lines of credit and then vanished without paying. 6. Medical Billing Discrepancies Calls from Debt Collectors Getting a text or