: Settling utility bills, taxes, or government fees. Financial Products : Applying for or repaying microloans. Primary Benefits
: A local business owner (e.g., grocery store, fuel station) who acts as a "human ATM" or mini-branch using a POS terminal or mobile app. agency bank
: Provides the banking license, technology, and settlement infrastructure. : Settling utility bills, taxes, or government fees
: Uses the local agent for daily transactions rather than traveling to a distant city branch. Core Services Provided Through an agent, customers can typically access: Cash Transactions : Deposits and withdrawals. : Settling utility bills