Apple Buy Now Pay Later Online

: Many banks now offer their own "pay later" plans. If your card is eligible, a Pay Later hint will appear under your card in the Wallet app during checkout.

: Look for a small hint under your default card. If you don't see it, tap Other Cards & Pay Later Options .

While the standalone Apple-branded loan is gone, the convenience of "buy now, pay later" (BNPL) is more accessible than ever through the Apple Support guide on installments . What Replaced Apple Pay Later? apple buy now pay later

: If available, you will see a list of installment plans from your bank or providers like Affirm .

: Tap the Apple Pay button at checkout in an app or online. : Many banks now offer their own "pay later" plans

If you have been looking for the proprietary "Apple Pay Later" service in your Wallet app lately, you might have noticed it has disappeared. As of , Apple officially discontinued Apple Pay Later in the U.S. to make way for a more global, third-party integrated approach.

: Unlike the original service which was U.S.-only, this new system allows Apple to bring flexible payments to users worldwide by partnering with local banks. How to Use Installments with Apple Pay Today If you don't see it, tap Other Cards & Pay Later Options

: You can now access Affirm and other lenders directly during checkout.