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Pays for your medical bills regardless of who is at fault. auto insurance for dummies

Pays for "acts of God" or random events—theft, fire, hail, or hitting a deer. C. Medical and Uninsured Coverage AI responses may include mistakes

It prevents a single mistake from causing personal bankruptcy. 2. The "Big Three" Types of Coverage auto insurance for dummies

This is the most important part because it is usually required by law. If you cause an accident, liability pays for: The other person’s medical bills.

Most jurisdictions require it to ensure you can pay for damage you cause to others.