Bgnplbzip -
: A report from the Federal Reserve Bank of Kansas City examining the characteristics of users, noting that BNPL is most common for clothing and electronics but is increasingly used for groceries.
For insights into the Buy Now, Pay Later (BNPL) market and Zip specifically, the following papers and reports offer comprehensive analysis of consumer behavior, market dynamics, and regulatory shifts: BGNPLBzip
: Analyzes the risks of "data harvesting" and "deceptive designs" in BNPL apps that lead consumers to overspend. : A report from the Federal Reserve Bank
: An NBER paper exploring the intersection of digital wallets and BNPL, detailing how pandemic-driven digitization accelerated global adoption, with projections reaching $680 billion in transactions by 2025. BGNPLBzip