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Since you cannot buy directly on USAA, you must use a third-party exchange. USAA members frequently use:

While through their banking portal, they have a long-standing partnership with Coinbase that lets you link your accounts to monitor your crypto holdings directly within the USAA app. 1. Choose a Compatible Exchange

: The primary partner for USAA. It is widely considered the best for beginners and allows for direct balance tracking within your USAA dashboard.