: The dealership provides the loan directly from its own funds, bypassing banks or credit unions.

While convenient, this model includes significant risks that buyers should evaluate: Buying Used Cars in Louisville, KY - 4th Street Auto

: Salespeople often show you only the specific vehicles in their inventory that you qualify for based on your down payment and income. Key Considerations & Trade-offs

: Qualification is typically based on proof of income and residency rather than a credit score.