Guide to Buying Online with Your Checking Account Buying online using a checking account—often called an or ACH payment —is a secure alternative to using credit or debit cards. This method allows you to transfer funds directly from your bank to a retailer using your routing and account numbers. Major Retailers That Accept Checking Accounts
: Locate your 9-digit routing number and account number . These are found at the bottom of a paper check or in your bank's mobile app. buy online with checking account number
: Accepts eChecks where you can provide a check number during the checkout process. Guide to Buying Online with Your Checking Account
: Offers a "Pay by Bank" program and an option to pay with a checking account under their "Pay with Cash" section. These are found at the bottom of a
: Allows you to add a U.S. personal checking account as a payment option by entering your routing and account numbers.
: At checkout, look for options like "Add a Bank Account," "eCheck," or "ACH" .
: Review the transaction. Funds typically take 1 to 3 business days to clear, so the charge might not appear instantly. Pros and Cons of Bank Payments Assign a Checking Account as a Payment Option - Amazon.com