Buy Up Plan -

: Many insurers do not require a pre-policy medical check-up, especially for younger applicants.

: If your buy-up plan is tied to an employer-provided group policy, remember that leaving the job may end that additional coverage. A Handbook to Top-up and Super Top-up Plans - Policy bazaar buy up plan

: Premiums paid for these plans are typically eligible for tax deductions under Section 80D of the Income Tax Act. : Many insurers do not require a pre-policy