The type of mortgage you choose largely determines how long you must wait.
Buying a home during a Chapter 13 bankruptcy is entirely possible and often happens faster than people expect. While Chapter 7 filers typically must wait years after a discharge, Chapter 13 filers can sometimes qualify for a mortgage while still in their multi-year repayment plan. Timing and Loan Options buying a house during chapter 13
: These government-backed programs are the most common paths. You can typically apply after making 12 months of on-time payments in your court-ordered plan. The type of mortgage you choose largely determines