Buying Investment Property With 10 Percent Down -

You take a first mortgage for 80%, a second mortgage or HELOC for 10%, and provide 10% in cash. This avoids PMI and keeps the primary loan at a more favorable rate.

You negotiate directly with the seller to act as the lender. They might accept 10% down, and you skip the strict bank underwriting and private mortgage insurance (PMI). buying investment property with 10 percent down

If traditional lenders won't budge on the 20% rule, investors use "stacking" to reach the 10% out-of-pocket goal. You take a first mortgage for 80%, a

You can buy a 2–4 unit property with 3.5% down (or 10% if your credit score is between 500–579). You must live in one unit and can use up to 75% of the other units' projected rent to help qualify for the loan. They might accept 10% down, and you skip