"Hey! Just curious, have you and Mom/Dad ever thought about selling the house? I’ve been looking at homes lately and honestly, I love yours. If you’re ever ready to move, let me know first!" The Serious Discussion
Your parents can "gift" you part of the home's value to help with your down payment, which is a common perk when buying from family [19].
If you're looking for a way to text your parents about buying their house, here are a few options depending on your relationship and how serious you are. The Casual Inquiry
Even with family, it's safer to have a written contract and use a real estate attorney or title company to handle the deed [11, 30].
"Hi parents! I’d love to take you both out to dinner this week to talk about something. I’m starting to look into buying a home and wanted to see if you’d ever consider selling your place to me. Just a thought for now, let's chat!" The Helpful Approach
"Hey! I know we’ve talked about you guys wanting to downsize soon. If you’re still thinking about that, I’d actually be really interested in buying the house from you. It might be easier for everyone—no listing or strangers walking through! What do you think?" 💡 Key Things to Keep in Mind
