: Extremely low fees (often 0.2%–0.25% annually), no new account setup, and high liquidity.

Since the approval of spot Bitcoin ETFs in early 2024, most major brokerages like Fidelity and Charles Schwab allow you to buy Bitcoin ETFs (such as IBIT or FBTC) directly in your existing traditional or Roth IRA.

: You don't own the underlying Bitcoin; you own shares of a fund that tracks its price.