: High claims satisfaction scores; a strong runner-up for those who prefer a larger national insurer.
The average annual cost for full coverage in New Jersey is approximately in 2026, roughly 21% higher than the national average. car insurance jersey new
As of , New Jersey has implemented the second phase of a plan to increase mandatory minimum liability limits. Most drivers choose a Standard Policy , which now requires higher limits than previous years. Coverage Type Standard Policy Minimum (2026) Basic Policy (Minimum) Bodily Injury (BI) $35,000 / $70,000 Not included standard (optional $10,000) Property Damage (PD) PIP (Medical) $15,000 (up to $250,000 for brain/spinal injuries) $15,000 (up to $250,000 for catastrophic) UM/UIM Matches BI limits ($35,000 / $70,000) Key Policy Choices : High claims satisfaction scores; a strong runner-up
: Consistently ranked #1 for customer satisfaction in NJ. It often provides dividends (cash back) to policyholders when the company performs well. Most drivers choose a Standard Policy , which
: Often found through GEICO or NJM.
Based on high customer satisfaction and competitive pricing for New Jersey residents: