Mainstream brands with high safety scores and lower repair costs tend to have the lowest premiums:
: While popular, these brands offer many models that are easy and inexpensive to repair . Factors That Lower Your Rate Cheapest Used Cars to Insure - Consumer Reports car with cheapest insurance
National averages for full-coverage premiums often vary by source, but these models consistently rank as the most affordable: Avg. Annual Premium Compact SUV Honda CR-V Compact SUV Mazda CX-5 Compact SUV Hyundai Kona Subcompact SUV Subaru Outback Crossover/Wagon Honda Fit ~$1,356 ($113/mo) Fiat 500 ~$1,440 ($120/mo) Subcompact Ford Escape Compact SUV Honda Odyssey Jeep Wrangler Midsize SUV Cheapest Brands to Insure Mainstream brands with high safety scores and lower
Finding the car with the cheapest insurance depends heavily on the vehicle's , repair costs , and theft risk . For 2026, Subaru is widely cited as the most affordable brand to insure overall, with the Subaru Forester and Honda CR-V frequently appearing as the least expensive individual models. Top 10 Cheapest Models (2026 Projections) For 2026, Subaru is widely cited as the
: Their small size and modest power profiles contribute to lower claim payouts.
: Benefits from a more mature driver demographic and lower-than-average claim costs.
: Known for its standard safety technology and high crash ratings.