: Your report is checked when you shop for a car.
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: Having a variety of account types (e.g., credit cards, auto loans, mortgages) shows you can handle different types of debt. : Your report is checked when you shop for a car
Here is the "story" of how a credit rating is built, monitored, and used: checkmycreditrating
: Lenders typically look for a score of 620 or higher for conventional mortgages.
