Loan: College

: Limited to $50,000 per year (lifetime cap of $200,000).

: For those not using RAP, the Standard Repayment Plan now uses a tiered system based on your total debt: Under $25,000: 10-year term. $25,000–$50,000: 15-year term. $50,000–$100,000: 20-year term. $100,000+: 25-year term. Non-Loan Funding Alternatives college loan

: Now capped at $20,000 per year per student with a $65,000 lifetime limit. : Limited to $50,000 per year (lifetime cap of $200,000)

: Borrowers can subtract $50 per month from their calculated payment for each dependent child listed on their tax return. : Limited to $50

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