This write-up covers —the process lenders use to evaluate your financial history—and the basics of writing a check for payment. Part 1: Credit Checks
: Lenders evaluate five key factors to determine creditworthiness: credit-and-check
A (also known as a credit inquiry or pull ) is a review of your financial history by a lender or organization to assess your reliability as a borrower. This write-up covers —the process lenders use to
: Occurs when you apply for credit. It is recorded on your report and can temporarily lower your credit score. credit-and-check