Credit*record

The core of the report. It lists credit cards, mortgages, auto loans, and student loans, including account balances, credit limits, and payment history.

A credit report is a detailed record of your , primarily documenting how you manage and repay debt. In the United States, it is compiled by three major nationwide credit bureaus: Equifax , Experian, and TransUnion . What is in Your Credit Report? credit*record

Full name, aliases, Social Security number, date of birth, current and past addresses, and employer history. The core of the report

Learn about your credit report and how to get a copy | USAGov and student loans

Information from court filings, primarily bankruptcies .

Occur when you apply for credit and can slightly lower your score.