If you are explaining issues in your credit report to a mortgage underwriter or lender, focus on being direct and providing evidence.
: The borrower's reputation and track record for repaying debt. credit*repport
: The intended use of the funds and current market environment. If you are explaining issues in your credit
: Lead with your loan quality rating and the specific rationale for approval or denial. Standard Credit Report Components How to Write a Letter of Explanation - Citizens Bank credit*repport
: The borrower's own investment and any assets securing the loan.