: The median home price in San Diego is approximately $960,000 , with list prices often reaching $1.29 million .
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: Decide if you want to lower your monthly payment, shorten your term (e.g., from 30 to 15 years), or perform a cash-out refinance . Gather Documentation : Last 30 days of pay stubs and last 2 years of W-2s. Most recent 2 months of bank statements (all pages). Government-issued ID (Driver's License or Passport). Current mortgage statement and property tax bill. : The median home price in San Diego