: A list of everyone who has looked at your report in the last two years.
: It may be difficult to secure traditional credit. How to Improve Your Story
If your "story" isn't where you want it, you can take specific steps to improve it: experience credit report
: Occur when you apply for credit and can slightly lower your score.
: This includes serious financial events like bankruptcies, foreclosures, or accounts sent to collection agencies. The Score: Your Financial Rating : A list of everyone who has looked
: Occur when you check your own report or a lender pre-approves you; these do not affect your score.
Your report culminates in a three-digit , which typically ranges from 300 to 850 in the U.S. or 0 to 999 in the UK. : This includes serious financial events like bankruptcies,
: This identifies you and includes your name, current and previous addresses, date of birth, and Social Security number.