At KBG, every project begins with a clear and proven process built on transparency, collaboration, and craftsmanship. From planning and design to construction and completion, we focus on keeping you informed, involved, and confident at every stage.
Most lenders require a minimum of 620 , but scores above 700 secure much better interest rates.
Budget 2–5% of the purchase price for closing costs (taxes, legal fees, appraisals). 🏛️ 2026 Grants & Assistance Programs faq first home buyers
Buying your first home involves navigating complex financial requirements, government programs, and a multi-step legal process. For 2026, the market is expected to be more balanced, with stable price growth and increased inventory, making it a strategic time for prepared buyers. Financial Fundamentals Most lenders require a minimum of 620 ,
While 20% avoids Private Mortgage Insurance (PMI), many programs allow as little as 3% (Conventional) or 3.5% (FHA). faq first home buyers
We would love to learn about your project regardless of what stage it is at. Give us a call to see if we can help you with your project.
