Before entering the market, it is critical to establish a firm financial baseline.
: Beyond the down payment (ideally 20% to avoid private mortgage insurance), buyers must budget for closing costs, which typically range from 2% to 5% of the purchase price. 2. Building Your Team and Securing Pre-Approval find a property to buy
: A high credit score (typically above 740) is essential for securing the most favorable interest rates. Improving your score before applying can lead to significant savings over the life of the loan. Before entering the market, it is critical to