Gold Ira — Rollover
: Funds are paid to you first. You have 60 days to deposit them into the new IRA, or you face taxes and a 10% early withdrawal penalty.
: You must open a specialized account through an IRS-approved custodian. GOLD IRA ROLLOVER
: Request your current plan administrator to move funds to the new account. : Funds are paid to you first
: Use the funded account to buy IRS-approved bullion or coins. : Request your current plan administrator to move
A is a process that allows you to move funds from an existing retirement account, such as a 401(k), 403(b), or traditional IRA, into a self-directed IRA that holds physical precious metals. This strategy is often used as a hedge against inflation and economic volatility. The Rollover Process Executing a rollover typically involves these key steps:
: Funds move directly from custodian to custodian; this is the safest method to avoid taxes.
: The physical gold must be held in an IRS-approved depository; you cannot legally keep it at home. 2026 Rules & Limits Gold IRA Rollover Guide 2026 - Fidelity Investments