Help To Buy Equity Loan (2025)

Alternative affordable housing schemes are available, such as Northern Ireland's Co-Ownership . Managing Existing Loans

If you already have a Help to Buy: Equity Loan, the following repayment and interest rules apply: Help to Buy: Equity Loan - GOV.UK help to buy equity loan

The scheme remains active for first-time buyers of new-build homes. Existing loan holders must still manage their repayments

The scheme in England is officially closed to new applicants as of October 31, 2022. Existing loan holders must still manage their repayments according to the original terms, while new buyers must look toward alternatives such as the First Homes scheme or Shared Ownership . Current Status by Region Alternative affordable housing schemes are available

While the flagship scheme in England ended on March 31, 2023, similar support remains in other parts of the UK: Closed to all new applications.