: Recognized for offering unlimited transactions, a rarity for this account type.
: The national average for MMAs remains much lower, hovering around 0.64% APY . highest money market rates
As of late April 2026, savers are finding a landscape of "rate stabilisation." After a series of cuts in 2025, the Federal Reserve has held the benchmark federal funds rate steady at . This has created a competitive environment where savvy investors can still secure yields significantly above the national average. Top Money Market Account (MMA) Rates : Recognized for offering unlimited transactions, a rarity
