Home Insurance When Buying A House 🔥 Extended

If you plan on renovating immediately, tell your insurer. Unoccupied or under-renovation homes often require different coverage. 📈 The Bottom Line

Most lenders won't release your mortgage funds without proof of insurance. Beyond satisfying the bank, a good policy protects your biggest investment from: like fire, wind, and hail. Liability claims if someone is injured on your property. Theft or vandalism of your personal belongings. 🔍 Key Coverage Types

or general area of the home (to check for regional risks) Estimated home value (to calculate coverage needs) Specific concerns like flooding or older roof types