Insurance: How To Buy Disability
He made sure he was covered even if he could only work part-time due to an illness. Phase 4: The Application and "The Lab"
He asked the broker, "Do you specialize in 'Own-Occupation' policies?" how to buy disability insurance
He added a COLA (Cost of Living Adjustment) rider so his benefit would increase along with inflation. He made sure he was covered even if
Sam chose a 90-day waiting period. It made his monthly premiums cheaper because he had enough savings to cover the first three months of an injury. how to buy disability insurance