How To Buy | First Car

Dealers often push add-ons like rustproofing or fabric protection. Most of the time, these are overpriced and unnecessary. 6. Make It Official

Once you have a few models in mind, it's time to do some digging. how to buy first car

Visit a credit union or bank to get a loan offer before you shop. This gives you leverage to negotiate better terms at the dealership. Dealers often push add-ons like rustproofing or fabric

A popular guideline is to put 20% down , finance for no more than 4 years , and keep your total monthly payment under 10% of your income . Some experts suggest a slightly more flexible 20/3/8 rule. Make It Official Once you have a few

Better technology and warranties, but they lose value quickly (depreciation).

Are you leaning more toward a or something with a bit more personality for your first ride?

More affordable and lower depreciation, but require careful inspection. Certified Pre-Owned (CPO) models can offer a balance of both. 3. Get Your Financing in Order