Paint colors, carpet, or landscaping (these are easy to change later). 5. Make an Offer and Negotiate
Expect to pay 2% to 5% of the home’s purchase price in taxes, lender fees, and inspections. 2. Get Pre-Approved how to buy my first home
Your lender will require an independent value check to ensure the house is worth what you’re paying. 7. Closing Day Paint colors, carpet, or landscaping (these are easy
It’s easy to get distracted by a pretty kitchen. Stay grounded by making a list: Closing Day It’s easy to get distracted by
A pro checks for mold, structural issues, and faulty wiring.
While 20% is the gold standard to avoid private mortgage insurance (PMI), many first-time programs allow as little as 3% or 3.5% down.
A "pre-qualification" is a guess; a is a commitment. It shows sellers you are a serious, vetted buyer. Shop around with at least three lenders to compare interest rates and loan terms. 3. Find a "Buyer’s Agent"