Qualifying for a home is a mix of financial health and preparation. Lenders generally evaluate you based on your "ability to pay" and your "history of paying."
Your credit score is the first thing lenders look at to determine your risk level. how to qualify to buy a house
Usually two years of consistent employment history in the same field. Qualifying for a home is a mix of
Lenders compare your monthly debt payments to your gross monthly income. Most lenders want your DTI to be 43% or lower . how to qualify to buy a house
Look into local "First-Time Homebuyer Programs." Many cities offer grants or low-interest loans to help with down payments!