Indian Banking Sector Online

Gross non-performing assets (GNPA) reached a decade low of 2.1% by September 2025.

Lending is expanding at a healthy rate of 10.4%–11.3% for FY26, driven by retail credit and manufacturing. 2. Major Regulatory Reforms (April 2026) Indian banking sector

Foreclosure charges on floating-rate loans (home/car) have been removed, and biometric authentication (fingerprint/Face ID) is becoming compulsory for digital payments. Gross non-performing assets (GNPA) reached a decade low of 2