A credit score of is generally considered "good" and is high enough to qualify for most home loan programs in 2026 . While it meets the minimum threshold for conventional and government-backed loans, it typically places you in a tier where interest rates are higher than those offered to "very good" (740+) or "exceptional" (800+) borrowers. Mortgage Eligibility with a 670 Score
In 2026, a 670 score is comfortably above the minimum requirements for the most common loan types: 670 Credit Score: A Guide to Credit Scores - Chase Bank is 670 a good credit score to buy a house