Term Disability Buy Up: Long

: Because buy-up premiums are typically paid with after-tax dollars, the corresponding portion of your benefit is often tax-free .

: Standard employer plans typically cover 50% to 60% of your pre-tax income . A buy-up can increase this to 66.67% or 70% . long term disability buy up

: A tax-free 66% benefit often nets more take-home pay than a taxable 100% salary. Key Considerations Long-Term Disability Insurance - Vanderbilt University : Because buy-up premiums are typically paid with