To qualify for the program, an individual must meet the following criteria: Must be a resident of New York State. Age: Must be at least 16 years old and under age 65 .
The program features two sets of financial tests: income and resources. Individual: Up to $79,885 per year.
Up to $108,285 per year (if both are disabled and working). Resource Limits: Individual: Up to $33,038 in non-exempt resources. Couple: Up to $44,796 . medicaid buy in program ny
The is a New York State initiative designed to allow individuals with disabilities to work and earn a higher income while maintaining comprehensive Medicaid health coverage.
Medicaid Buy-In Program for Working People with Disabilities To qualify for the program, an individual must
Participants do not have to "spend down" their excess income to qualify for Medicaid services.
Unlike traditional Medicaid, which often requires a "spend-down" of excess income, the MBI-WPD program has significantly higher income and resource limits, allowing participants to build savings and financial independence. Individual: Up to $79,885 per year
Medicaid can be used alongside Medicare or private employer-sponsored health insurance to cover costs like copays, premiums, and services (such as personal care attendants) that private plans might not cover.