Mobile Payment Systems ⟶

Apps like Apple Pay and Google Wallet that store your card information. They use NFC (Near Field Communication) to let you "tap and pay" at registers.

Common in apps like PayPal or Paytm , where you scan a merchant's code to send money. Mobile Payment Systems

Most systems use tokenization , meaning your actual card number is never shared with the merchant. Biometric locks (face/fingerprint) add another layer of protection. Apps like Apple Pay and Google Wallet that

If your phone battery dies or the network goes down, you cannot make a payment. significantly shortening checkout lines.

Transactions often take seconds, significantly shortening checkout lines.