Unlike bank accounts, these aren't government-guaranteed; you could lose money, though it's rare.
To preserve your initial investment (maintaining a stable $1.00 Net Asset Value per share) while providing daily liquidity. money market funds
The price doesn't go up like a stock; you only earn the interest. Common Types of Funds What are money market funds? | BlackRock Unlike bank accounts
They pay out interest in the form of monthly dividends , which usually track the Federal Reserve's current interest rates. The "Why" and "Why Not" Stability: Historically, share prices stay at $1.00. these aren't government-guaranteed