I searched online and saw exactly what others in my area paid for the same car. No "market adjustments" or hidden surprises.

I got a trade-in offer in minutes and even qualified for bonus incentives that aren't available to the general public. Pro-Tips for my fellow members: Car Buying Service - Navy Federal Credit Union

As of April 2026, you can snag rates as low as 3.89% APR for new cars and 4.79% APR for used. Plus, there’s an extra discount if you’re Active Duty or Retired!