Home | Planning To Buy Your First

A pro will check the bones of the house. If they find a cracked foundation or a failing roof, you can ask the seller to fix it, lower the price, or you can walk away.

While 20% is the gold standard to avoid private mortgage insurance (PMI), many first-time buyer programs allow for as little as 3% or 3.5% down. planning to buy your first home

Change the locks the very first day you move in. You never know who still has a spare key! A pro will check the bones of the house

Your lender will hire an appraiser to ensure the house is actually worth what you’re paying. If the appraisal comes in low, you may have to cover the "gap" in cash. 7. Closing the Deal lower the price