Buying a car is one of the biggest financial decisions you'll make, but you can keep it simple by following a "pure" strategy that prioritizes research and firm boundaries over emotional impulse. 1. Master Your Math Before You Shop
The less time you spend at the dealership, the better deal you’ll get. pure car buying
Don't let a salesperson tell you what you can afford. Follow proven financial rules to stay in control: Buying a car is one of the biggest
: Secure a loan from your own bank or a local credit union before stepping foot in a dealership. This gives you a "cash buyer" advantage and a benchmark interest rate to beat. 2. Do "Armchair" Research Don't let a salesperson tell you what you can afford
: Put 20% down , finance for no more than 3 years , and keep monthly payments under 8% of your gross income .