Student Credit Card Info

: Expect high APRs—often exceeding 20%—which means you must pay your balance in full every month to avoid expensive interest charges. Top Student Cards for 2026

: To prevent deep debt, initial limits are often as low as $500. student credit card

If you’re a college student looking to build your credit from scratch, are essentially "starter" cards with training wheels. They are designed for borrowers with little to no credit history, making them easier to qualify for than traditional cards. The "Training Wheels" Breakdown : Expect high APRs—often exceeding 20%—which means you