One of the "smartest" features of this plan is the choice you have once the initial term ends:

: Pay off the remaining balloon amount in one lump sum or refinance that balance for an additional 1 to 3 years to gain full ownership.

: In some markets like Australia, Toyota provides a GFV, ensuring you know exactly what your car will be worth to Toyota at the end of the term, provided it meets mileage and condition standards. End-of-Term Flexibility