Va Mortgage Rates Apr 2026

While many lenders look for a score of 620 or higher , some may approve scores as low as 580 with strong compensating factors. VA Loan Rates Today - Current VA Mortgage Interest Rates

Unlike conventional loans with less than 20% down, VA loans do not require private mortgage insurance, saving you roughly $150–$300 per month. va mortgage rates

Lenders set individual rates based on your credit profile and the daily market, but these are the current national averages: 5.500% (5.944% APR) 15-Year Fixed (Purchase): 5.375% (6.108% APR) VA Streamline Refinance (IRRRL): 5.625% (5.942% APR) VA Cash-Out Refinance: 6.250% (6.558% APR) Why VA Rates Are Lower While many lenders look for a score of

VA mortgage rates in April 2026 are currently more competitive than conventional options, typically running . As of April 28, 2026, the national average for a 30-year fixed VA purchase loan is 5.500% (5.944% APR). Current VA Rate Snapshot (April 2026) As of April 28, 2026, the national average

VA loans are government-backed, which reduces risk for private lenders. This allows them to offer more favorable terms, including: You can finance 100% of the home's value.