: Making a payment toward a BNPL item does not count as your monthly minimum payment for other items on your account. Managing Your Account

: If not paid in full, interest is backdated to the date of the order and compounded daily.

: Split the cost into 3 equal monthly payments with 0% interest . This is automatically calculated on your statement as long as you pay the "Take 3" amount by the due date.

: You pay no interest if you pay the cash price in full before the BNPL period ends.

: Delivery charges, installation services, and monthly insurance products must be paid on your next statement and cannot be placed on BNPL.

Very offers several ways to spread costs, but they differ in interest and timing:

: Delay the entire payment for 6, 9, or 12 months. 6 Months : Spend £100 or more. 9 Months : Spend £200 or more. 12 Months : Spend £300 or more.